Exchange rate policies suitable for developing countries

Exchange rate policies suitable for developing countries Exchange rate is one of the central factors that influence the monetary policies in developing countries. A country can choose to make use of a fixed exchange rate (Single or Multi-currency peg), intermediate regime like (Adjustable or Crawling peg) or adopt a flexible exchange rate depending upon the supply rate of money and her monetary self-sufficiency. In any developing country where institutions are weak, the exchange rates are generally determined by relaying in comparative measures with currencies from other sound economies. In this essay attempt is, to look at the options available to developing countries in deciding what exchange policy might be most suitable for them .The effects of adopting dollarization or currency unions in developing countries will also be examined. According to the IMF approximately 85% of developing countries had fixed exchange-rate arrangements  [1]  before the collapse of Bretton Woods fixed system. A sharp shift of exchange rate systems was obs erved when fixed exchange rate system collapsed in 1970. The purposes of an exchange regimes is to have a sustainable current account deficit, trade competitiveness, keeping inflation in check, to have high employment and achieve microeconomic efficiency in resources to maximize income levels. But empirical observations reveal that there are many trade-offs between these objectives. Floating exchange rate is where the government do not have an exchange rate target. It allows the economy to pursue an independent monetary policy strategy such as inflation targeting and the market determines the exchange rate level. The regime helps to facilitate real adjustment. Exchange rate movement provides a buffer against real shocks that may arise from adverse terms of trade development for developing countries. There are two types of floating rates an independent float and lightly managed float available for consideration. The difference between the two exchange rates is that independent float its operated freely with no intervention from the monetary authority and the exchange rate will determine the supply and demand but in lightly managed exchange rate system their will be occasional intervention direct and indirect from the monetary policy to moderate excessive fluctuation. In recent years many developing countries have adopted market determine floating system. They include Uganda in mid 1982, Uruguay in late 1982 that was followed by Dominican Republic in 1985. As Friedman argued in the early 1950s,if prices move slowly, it is both faster and less costly to move the nominal exchange rate in response to a shock that requires an adjustment in the real exchange rate  [2]   There is also an argument against floating exchange rate policy for developing countries know as fear of floating as labeled by Calvo and Reinhart (2002)  [3]  . It is argued that floating exchange causes rapid movement often undesirable, in real exchange rates. Inflation targeting under floating system is problematic given the fiscal dominance and weak financial system in developing countries. For example Brazil faced problems in inflation targeting under floating exchange policy due to the volatility nature in exchange rate brought as effected by external shock and expectations. Its currency in 1999 depreciated from R$ 1.20 to R$ 2.06  [4]  Other examples are of Indonesia and Thailand that displayed considerable instability in the 1970s and 1980s. The huge fluctuation caused by volatility of the nominal exchange rates, which in turn may be caused by the increased volatility of capital flows.  [5]  As the diagram shows below  [6]  : www.fondad.org/uploaded/%20Imbalances/Fondad-imbalances-Part3.pdf Fixed exchange rate policy is another policy where central banks will protect exchange rate. In this case, policy maker will allow value of currency to move within certain band limit with reference to other country or basket of currency, that is usually their leading trading partner. It is seen as an anchor against inflation that is important for a developing country that have tendency to hyper inflate. Furthermore if nominal shocks prevail in an economy, fixed exchange rate regime can accommodate money demand or supply shocks while minimising output volatility in a country. That helps to bring a more stable environment for international trade and also benefits from investment due to absence of a currency risk premium. For example China operates under a fixed exchange rate regime and has benefited from the competitiveness that its goods have, due to its currency being undervalued and not being allowed to appreciate. It resulted in an increase of foreign exchange reserves to $514.54 billion for China. The drawback from a fixed exchange rate is that central bank will lose last resort lending power. Central bank lending activities will only be effective if the backing of a credible institutional setting is available. Therefore, even if adopting a regime that allows the central bank to print money, a non-credible banking rescue operation is likely to trigger inflationary expectations and increase the probability of observing a devaluing currency. This is due to exhaustion of reserves and collapse of the fixed exchange rate system implying a big political cost for the policy makers as evident by Bretton Wood fixed exchange rate system collapse in 1970. Given the problems of both fixed and floating exchange rate systems countries have tried to adopt various intermediate regimes in an effort to combine the advantages of the two systems. It is where country can either use adjustable peg system or crawling peg regime that both defend the peg. But the only difference is that under adjustable peg monetary policy can alter the exchange rate and crawling peg reserves the right to change the peg in steps, which are small but discretionary in size and timing. The pegs allow country to maintain stability and competitiveness. On the basis to reduce inflation by moderating inflation, a problem faced by many developing countries. As Williamson (2000) has argued that such intermediate regimes could, in principle, allow countries to reap the benefits of fixed and flexible regimes without incurring some of their costs.  [7]   This intermediate regime also faces problems such as currency crisis if the country is open to international capital markets and is seen to encourage foreign debt. For example Argentina and Chile who implemented crawling peg regime in mid 1960s to deal with high inflation, managed to relax the balance of payment constraint and experienced acceleration in economic growth  [8]  . There are also adverse effects related to crawling pegs regime in the form of inflation as evident in Argentina that saw inflation around 30% per year and Colombia whos inflation around 5-10% before crawling pegs to 25% after crawling pegs was implemented by the late 1970s and early 1980s  [9]  . This would impact country growth as Khan and Senhadji estimated that inflations negative impact on growth in for developing economies that seems to happen for inflation rates exceeding 11-12%  [10]   Countries with macro economic instability can adopt alternative currency such as dollar known as Dollarization. The adopting of dollarization will help bring credibility to the countrys financial system, remove currency risk, eliminate currency mismatching and stop exchange rate attacks due to mismatching currency that causes adverse balance sheet affects of large devaluation. Countries have options where they can adopt a Full Dollarization system that would mean country would surrender its ability to issue currency like Panama and Ecuador in 2000. They can also adopt a Partial Dollarization if a country is suffering from high inflation and there is a history of economic instability like Bolivia, Peru and Uruguay in 1980  [11]  . In circumstances where there are monetary weaknesses, instability and loss of confidence, Investors would be reluctant to invest in that economy, as they would like to hold safer assets. Dollar is more dominant and creditable as U.S Federal Reserve backs it. Therefore removing speculations or hedging against currency is not possible. Dollarization attracts Foreign Currency Deposits that stops any reverse capital flights. Thus by adopting the currency of a credible economy, a country is effectively tackling the inflation bias problem studied by Barro and Gordon (1983)  [12]  . For example Ecuador contracted -7.3% in 1999, saw its economy grow by 2.3% in 2000, the year dollarization occurred and 5.6% in 2001  [13]  . The costs of dollarization are, the loss of independent monetary policy, lack of a lender of last resort (and thus the need for additional dollar assets), and the loss of seignior age. Currency union is similar to dollarization with minor difference, as some countries keep their own currency. Members of currency union surrender their monetary independence for significant trade increase and stable exchange rates. Countries benefit at a micro level due to sharing of currency. That brings a deeper integration of financial sector, as they are sharing single money like those operating under the Franc Zone in Central African Economic and Monetary Community (CEMAC) and West African Economic and Monetary Union (UEMOA). Research indicates that there is no clear choice on what exchange rate regime works best for developing countries. As one exchange rate might be beneficial for one country but could be problematic for another. It is because all countries have different policy objectives and different economic environment. As important consensus on the choice of exchange rate regimes is that no single exchange rate regime is best for all countries or at all times (Frankel 1999, Mussa 2000)  [14]  . Exchange rate policy has its benefits like it absorb adverse shocks, brings credibility, ease currency attacks by adopting alternative currency and currency unions that increase trade. But there are tradeoffs when country joins an exchange rate policy, such as losing monetary independence. Furthermore the country would need to look at whether it has adequate financial system in place to deal with shocks. The choice of policy would be determined by what macroeconomic factors are given more weight. Words: 1592 Refrences: Books Micheal G. Hall, (2005), New Developments of The Exchange Rate Regimes In Developing Countries, The Political Role of The Banking Sector, P87 Subrata Ghatak, Josà © Roberto Sà ¡nchez-Fung, (2007), Monetary Economics In Developing, 3rd Edition, Palgrave Macmillan, P139, P176, P192, Internet www.worldbank.org/afr/wps/wp16.pdf www.carnegie-rochester.rochester.edu/April04-pdfs/regimes_cr.pdf www.fondad.org/uploaded/%20Imbalances/Fondad-imbalances-Part3.pdf (function() { var scribd = document.createElement("script"); scribd.type = "text/javascript"; scribd.async = true; scribd.src = "https://www.scribd.com/javascripts/embed_code/inject.js"; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(scribd, s); })() ideas.repec.org/a/aea/aecrev/v90y2000i2p71-75.html ideas.repec.org/p/unc/g24pap/5.html http://www.mindspring.com/~tbgray/dollar.htm Journals Anoop Singh, Agnà ¨s Belaisch, Charles Collyns, Paula De Masi, Reva Krieger, Guy Meredith, and Robert Rennhack, (2005), Stabilization and Reform in Latin America A Macroeconomic Perspective on the Experience Since the Early 1990s, P80

Client’s Advocacy Essay

Abstract Advocacy is an important aspect of every counselor’s role; therefore, counselors need to help remove environmental barriers that hamper client’s well-being by increasing the client’s sense of personal power and to foster environmental changes that reflect greater responsiveness to client’s sense of personal needs. Outreach, empowerment, social justice, and social action are all apart of advocacy. Counselors need to help the client prevent psychological distress by helping them develop resources and strengths while reducing negative influences. There are three models: the wheel of wellness model, the indivisible self- model, and advocacy. These models emphasize the importance of enhancing individual strengths and environmental resources and decreasing individual limitations and social stresses. Sally Jo Jacobs, 34, Female client whom is Caucasian and divorced with four children and two living at home, youngest is living in Arizona with his Father, her ex-husband She hasn’t seen him since ’03. She is divorced from him because he was abusive to her physically and mentally. Her oldest son is living In Seattle and working, going to college, and has his own radio show from the college at Green River Community College. Client has one older sister, who lives in Alabama, which is on her 5th marriage due to her inability to deal with the abuse sustained when they were growing up. The client has two younger brothers, who were abused, but not sexually by their father. Her and her children are now living in the area with no family support or even communication with her parents. Client states she has a violent relationship with her father. Client states her relationship with her mother is on and off. The client was referred by her regular Physician for depression and unable to come up with healthy coping skills. The client doesn’t drink but twice a month, quit smoking in ’03, doesn’t gamble, doesn’t do street drugs, but is on prescription drugs due to chronic pain from a previous work injury and her physical abusive ex-husband. She loved working on cars and trucks, roller skating, going 4x4ing, gardening and yard work. She states that she has a very limited ability to do these things she loved to do and is having a hard time dealing with the fact that she can no longer do the things she loved to do. Client states she is taking Percocet 7.5 325 mg, 6 pills in a 24 hour period of time, Cymbalta 60mg in the morning, Flexerall,10 mg and a sleep aid at night. It is important for the counselor to be aware of what medications the client is on in order to help in the relation to the client’s well-being. Client states that she has nothing to do and she thinks about what happened when she was growing up with the abuse and her accident on a constant basis, which leads her to depression. She says that when she was growing up there was sexual and mental abuse by her father, that her father abused her and her sister when their mom was working or out bowling. She has very specific memories, she remembers from when she was in a crib to her last day of high school, which was the last time her father touched her in an inappropriate manner. â€Å"Childhood abuse and neglect may be markers for other factors that have an impact on the developing child or may share with PTSD a common origin in a disrupted and disorganized childhood. Another concern is that previous research has suggested that abused and neglected children are at increased risk for early behavior problems and conduct disorder. Behavior problems in childhood or adolescence may be associated with increased risk for engaging in risk y behaviors. In turn, such behaviors may lead to increased risk of exposure to traumatic events and to subsequent PTSD. A third possibility is that childhood victimization may be associated with PTSD through its effect on a person’s lifestyle, which places the person more or less at risk for exposure to traumatic events and, ultimately, PTSD. PTSD, such as low levels of education and extroversion, that serve to expose individuals to social roles and environments associated with high risk for victimization.† (Cathy, 1999.). This learner believes that she stayed in abusive and unhealthy relationships because of what her father did to her as a child and now she is experiencing depression and PTSD. The goal of this client is to empower her to solve her problems independently by helping her understand herself and to help her have the ability to problem-solve. The counselor needs to spend time assessing the seriousness of the concern presented to her and provide structure to the counseling process (such as understanding the conditions, procedures, and nature of counseling), and helping the clie nt take initiative in the change process. The goal for this client is to get her help for her depression with tools and education to help her work through what her father and ex-husband have put her through. My first priority is to build trust, rapport, and be able to set goals and design a treatment plan for change. The counselor will need to build up her psychological health by helping her build coping skills, self-esteem, social support, personal power, problem solving skills, self- care, sense of humor, sense of control, sense of worth, and stress management. Because of her abuse, she has developed depression and stress. The prevention programs the counselor needs to use for this client to help with stress is identifying the source of the stress, recognizing the physical and emotional consequences of stress, and learning and implementing adaptive coping responses. Strength-based Wellness counseling interventions may help abused survivors develop coping skills to enhance both overall quality of life and everyday functioning across multiple domains, while also providing a healthy foundation from which to explore and reframe their abuse experience. One of the most common interventions with adult women survivors is trauma-focused, or exposure-based, treatment, where the sexual abuse experience is reviewed in some way. Trauma focused interventions are based on the notion that the meaning â€Å"attach[ed] to the abuse, as well as the personal impact, is imbedded in the details of the experience† And therefore requires in-depth review of the abuse experience (Hodges & Myers, 2010). Fostering positive growth is an appropriate therapeutic goal: posttraumatic growth increases positive feelings of self, self-efficacy, and resiliency, which lay the foundation for continued Improvement in other areas of life. Wellness-focused interventions offer clients a positive lens for viewing their strengths and strategies for using those strengths to cope with the issues created by their sexual abuse history. Wellness-focused interventions validate the individual and the fact that the important thing is not why the individual survived but how. Advocacy is an important factor in every counselor’s role and it serves two purposes: to increase client’s sense of personal power and to foster environmental changes that reflect greater responsiveness to client’s personal needs (Gladding & Newsome, 2010). In order to help the client with advocacy, I would join the Montana Coalition against domestic and sexual violence and get my client guidance through them. The Montana Coalition Against Domestic & Sexual Violence (MCADSV) is a statewide coalition of individuals and organizations working together to end domestic and sexual violence through advocacy, public education, public policy, and p rogram development. Our mission is to support and facilitate networking among our member organizations while advocating for social change in Montana. Currently, MCADSV represents over 50 programs across Montana that provides direct services to victims and survivors of domestic and sexual violence and their children. In addition, the membership includes other nonprofit and government organizations and individuals (professionals and members of the general public) who are interested in addressing domestic and sexual violence in a way that holds offenders accountable and provides support for the people they victimize. Our membership is open to anyone who is in accord with their philosophy. Their philosophy is â€Å"We base our actions and interactions on the following basic tenets; we advocate for policy that supports and/or forwards them; and we work to increase public awareness on issues related to them. We believe all women have the right to live a life free of violence or the threat of violence. Women have the right to freedom from violations of their personal autonomy and physical integrity on the street, in the home, at the workplace, and in the Coalition. Furthermore, women should not have to restrict their freedom of movement, their bodies, or their activities in order to be safe. We believe all women have the right to make their own decisions regarding sexual and reproductive matters, lifestyles, finances, education, and employment. We believe religious beliefs and practices are a matter of personal conscience and individual choice, and a Montana Coalition member shall neither promote nor discourage a particular religious belief in the course of his or her work. We believe classism, racism, ableism, ageism, homophobia (and all forms of elitism) are attitudes that serve to divide people who might otherwise join forces. As such, they interfere with women’s ability to pool their efforts and reach their full potential. Our membership is open to people of all backgrou nds. Furthermore, survivors of violence represent an essential constituency in our movement, and the Montana Coalition strongly encourages full participation by and equity for survivors† (MSADSV, 2010). MSADSV’s goals are to eliminate all forms of oppression, provide support and networking opportunities and training, and to encourage increased awareness and understanding of domestic and sexual violence and the concerns of survivors and to explore and support innovative policy approaches to issues related to domestic and sexual violence. This website has a lot of information for the client to get additional help and tools for her recovery. During the advocacy with the client, the counselor needs to be compassionate and show commitment in order to provide motivation to take action. The counselor needs to use verbal and non-verbal skills in order to be an effective counselor. Some skills the counselor needs to have is integrity, flexibility, empathy, patience, persistence, and resourcefulness. The client needs to have outreach, empowerment, social justice, and social action. Outreach involves reaching out to vulnerable populations in the community and helping clients find new ways to cope with the stressors. Empowerment is a process which the client gains resources and skills they will need to have more control over their environments and lives. Empowerment is important in this case because it helps the abused woman become aware of inappropriate use of power and privilege that her partner was claiming. Social justice is promoting access and equity to ensure full participation of all people in the life of a society as well as a belief system that values fair and equal treatment for all members of society. Social action derives from the belief system, resulting in the actions taken to promote equal rights. The counselor is involved in confronting barriers faced by clients. Abusive relationships has a significant and pervasive impact on individuals, producing a variety of mental, emotional, relational, physical, and trauma symptoms. Most therapeutic interventions focus primarily on reliving or retelling, in great detail, the sexual abuse experience. However, many clients lack a positive sense of self, an internal focus of control, and an ability to view the abuse as only part of which they are rather than the defining elements. Through a focus on Wellness factors, therapists can help adult women recognize their strengths and use them both in and outside of sessions to create and sustain positive lifestyle change. Helping clients experience positive outcomes of Wellness choices is empowering and facilitates their ability to invest in and cope with the healing process. Considering the multiple challenges many survivors bring to counseling, these outcomes are extremely important. A wellness-based intervention may increase self-efficacy, resiliency, and awareness of healthy coping skills, resulting in positive changes in everyday functioning. Such changes are inherently helpful to the survival process and can offer survivors valuable tools with which to approach future experiences. Therapists need to consider symptom presentation and prioritize the goals for therapy accordingly. Once safety is established, therapists and clients can incorporate a Wellness intervention into a range of treatment options, positive growth can occur simultaneously with distressing emotions. As with any therapeutic intervention, the therapist must continually assess the client’s experience with the intervention and alter interventions when necessary. References Cathy, S. W. (1999). Posttraumatic stress disorder in abused and neglected children grown up. The American Journal of Psychiatry, 156(8), 1223-9. http://search.proquest.com/docview/220471620?accountid=27965 Gladding, S.T., & Newsome, D.W. (2010). Clinical Mental Health Counseling in a Community and Agency Setting. (3rd Ed.). New Jersey: Pearson Education. Hodges, E. A., & Myers, J. E. (2010). Counseling Adult Women Survivors of Childhood Sexual Abuse: Benefits of a Wellness Approach. Journal Of Mental Health Counseling, 32(2), 139-153. Montana Coalition Against Domestic & Sexual Violence (2010). Retrieved from- http://mcadsv.com/

The Insider Secrets of Illegal Immigration Argumentative Essay Topics Exposed

The Insider Secrets of Illegal Immigration Argumentative Essay Topics Exposed The Secret to Illegal Immigration Argumentative Essay Topics Now there are lot of illegal immigrants in the majority of the nations, even rich countries such as USA. There are a few reasons which justify and condemn illegal immigration that I will endeavor to talk about below. He has always been an important but divisive aspect of social and political life in the United States, but in recent years, the debate about the perceived threats and benefits of immigration has intensified considerably. Many people have a tendency to think that eradicating illegal immigration is impossible and that it cannot do the job. Prostitution is related to illegal immigration. Illegal immigration has been part of a substantial problem throughout america of America. Illegal immigration has been an issue for the United States of america for a very long time. Banning immigration isn't going to enhance the condition of the US labor market or decrease the unemployment rate of native residents. Very few different nations match the breathtaking beauty and the cozy lifestyle it provides. Around the world, immigration is a popular topic as countries suffer from war and financial disasters. There has to be a body of authorities who'd monitor the illegal immigrants in a nation. With globalization and the simplicity of movement, immigrants in numerous countries are on the upswing. The price of your custom made essay will be contingent on the speed of delivery. The price of immigration ought to be reduced so as to reduce illegal immigrations. It is critical to think about the positive side of immigration at fi rst to dispel several of the arguments against it, especially in economic terms. Besides the economic factors, another key reason behind immigration is safety and security. Top Choices of Illegal Immigration Argumentative Essay Topics If you must compose an argumentative essay on immigration, but don't have enough time or energy to do it by yourself, you have located the ideal location. Immigration has turned into a large worldwide issue, especially in the area of economics, trade, and company. Immigration is the best alternative to take if you're someone from such regions. Therefore, immigration gives a chance to students who pursue new fields of study they cannot discover in their home country. Choosing topics for argumentative essays is essential for your general success. For example, here is among the ideal place to purchase essays on the internet you can go to. There are a few helpful strategies for argumentative essays. Our argumentative essay writing services provi de various points of view on a particular topic and give a very clear comprehension of the subject matter or issue. Immigration does not need to be the bad man's escape in the event the government provides enough jobs for everybody. Illegal immigrants ought to be assimilated into the American economy, but they need to not have full accessibility to the welfare programs till they have contributed their share. They play a significant role in increasing the gross domestic product of the United States. Conclusion Illegal immigrants have a marginally higher crime rate than the overall population, but in addition they work jobs that lots of people don't want for inexpensive pay. Families don't have to leave whether the nation is safe for them and their children. Taking the opportunity to fix the immigration system might actually help to fix a number of the problems people see with allowing migrants to come in the nation. Students lead busy lives and frequently forget about an approaching deadline. There's no use attempting to please the opposing sides, and that means you should pick 1 side and outline the most convincing arguments to back up your thesis. To guarantee that you will locate a complete answer to every question, we've got a support team that's always online. The issue is, it's not simple to achieve that. In the very first location, there's an excellent problem of illegal. There are lots of details of the problem you'll be able to discuss in an argumentative essay on the subject of immigration. Proper researching is extremely important if writing persuasive essay. Researching the topic will enable you to find out more about what fascina tes you, and should you pick something you really like, writing the essay will be more enjoyable. To start with, an argumentative essay is a part of formal writing. The very first step in writing a euthanasia argumentative essay is to find out more about the topic. It's important to select debatable argumentative essay topics as you need opposing points you could counter to your own points. Moral argumentative essay topics are a few of the simplest to get carried away with.

Family Guy and Freud - 803 Words

Skylar Thompson Dr. Russell Carter English 111-F18 February 20, 2013 Thesis Statement Everyone is entitled to their own opinion, and when it comes to the television series, Family Guy, everyone does. A person either loves the series or absolutely hates it. Antonia Peacocke voiced her opinion on the hit series in her article, Family Guy and Freud: Jokes and Their Relation to the Unconscious. At first she was just another addition to the other Family Guy haters, but she eventually came around and saw the humor after the hard to swallow punch lines. â€Å"Family Guy does not aim to hurt†¦ creators take certain measures to keep it from hitting too hard.† Peacock says (307). What the creators are reenacting in the shows are not exactly, socially†¦show more content†¦Furthermore, the cancellations were the least of the series producers problems, they have also been sued for a numerous of times for their controversial jokes. Family Guy is notorious for their, what some would say, crude jokes; although, they are just really shedding light on truthful thi ngs going on in the world today. Basically, the show says things that the rest of the world is scared to speak on. Peacocke also noticed this, that the creators did not mean any harm by theShow MoreRelatedMy Dream Essay1054 Words   |  5 Pagesmother may be a part of it. I am from a family where religion is a big part of us minus my dad who is not religious at all, my mother always says that we should wait till we get married before we have sex and that weighs heavy on me. The devil, which, is my shadow/trickster is my unconscious desire of wanting to have sex with the guy that I am talking to even though I am not married to him. I have been spuriously this desire, even before I started talking to this guy for a very long time. 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